Real Estate
Realitní pojmy

Seznam lekcí

Abandonment

Abstract of Judgment

Abstract of Title

Acceleration Clause

Acceptance

Account Agreement

Accounting Method

Accounts Payable

Accounts Receivable

Accredited Mortgage Professional

Accrual Method

Accrue

Accrued Interest

Acquiring Financial Institution

Acquisition Fee

Acre

Acre Foot

Act of God

Active Income

Actual Age

Actual Cash Value

Add-on Interest

Addendum

Additional Principal Payment

Additional Property

Adjustable Rate Mortgage (ARM)

Adjusted Balance

Adjusted Basis

Adjusted Cost Basis

Adjustment Period

Adverse Possession

Adverse Use

Affidavit

Affinity Card

Agency

Agency

Agency Closing

Agent

Agreed Boundary

Agreement of Sale

Air Miles

Alienation Clause

Alimony

Allowances

Alternative Minimum Tax

Alternative Mortgage

Amenities

Amortization

amortization period

Amortization Schedule

Amortization Table

Amortization Term

Amortized Loan

Amortized Loan

Amount Due at Lease Signing

Amount Financed

Angels

Annual Fee

Annual Mortgagor Statement

Annual Percentage Rate (APR)

Annual Percentage Yield (APY)

Annuity

Average Tax Rate

Aviation Easement

Anticipatory Breach

Application

Application Fee

Appraisal

Appraisal Fee

Appraisal Report

Appraised Value

Appraiser

Appreciation

Approval

Arbitration

Architect

Architectural Fees

Arpent

As is Where is

Asbestos

Asking Price

Assessed Value

Assessment Rolls

Assessments

Asset

Asset Case

Assignment

Assignor

Assumability

Assumable

Assumable Mortgage

Assumption Clause

Assumption Fee

ATM Access Fee

ATM Alliance

ATM Card Fee

ATM Surcharge

Audit

Authorized User

Automated Banking Machine (ABM)

Automated Teller Machine (ATM)

Automatic Payment

Average Annual Yield

Average Daily Balance

Back Title Letter

Backup Offer

Bad Debts

Balance

Balance Sheet

Balance Transfer

Balance Transfer Fee

Balloon Loan

Balloon Mortgage

Balloon Payment

Bank

Bank Holding Company

Bank Rate

Bank Spread

Bank Wire

Bankruptcy

Bankruptcy Trustee

Bargain Sale

Base Price

Basis

Basis Point

Bearing Wall

Bedroom Community

Before-tax Income

Beneficiary

Betterment

Bidding War

Bilateral Contract

Bill of Sale

Bill Presentment

Billing Cycle

Billing Statement

Binder

Biweekly Mortgage

Blank Cheque

Blanket Insurance

Blanket Mortgage

blended rate mortgage

Blighted Area

Blue Book

Blueprint

Board Foot

Boilerplate

Bona Fide

Bond

Book Value

Boot

Borrow

Borrow Pit

Borrower

Boundary

Breach of Contract

Breach of Covenant

Breach of Warranty

Break-even Point

bridge financing

Bridge Loan

Broker

Broom Clean

Browser

Buffer Strip

Builder Upgrades

Building and Loan Association

Building Code

Building Inspector

Building Moratorium

Building Permit

Building Restrictions

Built-ins

Bull and Bear Markets

Bundle of Rights

Burden of Proof

Business Bankruptcy

Business Interest Expense

Buy-down Mortgage

Buy-down or Buydown

Buyer Broker

Bylaws

Days on the Market

Debit

Debit Bureau

Debit Card

Debt

Debt Consolidation

Debt/Equity Ratio

Debt Issues

Debtor

Deductions

Deed

Default

Deflation

Delinquency

Delinquent Mortgage

Demand Loan

Demographics

Dependent

Deposit

Deposit Insurance

Depreciation

Depression

Derivatives

Destination Charge

Dimension Plans

Direct Cheque Printers

Direct Debit

Direct Deposit

Direct Deposit/Direct Fund Transfers (DFT)

Direct Financing

Direct Tax

Disclosure

Discount Point

Disinflation

Disposition Fee

Distress

Distressed Property

Dividend

Document Needs List

Documentary Credit

Domestic Banks

Domicile

Down Payment

Draw Mortgage

Draw Period

Dry Rot

Drywall

Dual Agency

Due-on-sale Clause

Duplex

E-cheque or E-check (U.S.)

E-commerce

Early Closing Cost Reimbursement

Early Occupancy

Early Termination Charge

Early Withdrawal Penalty

Earned and Unearned Income

Earned Income

Earnest Money

Easement

Economic Growth

Economic Indicators

Effective Age

EFT/POS

Electronic Cash

Electronic Commerce

Electronic Data Interchange (EDI)

Electronic Filing

Electronic Funds Transfer

Employment Equity Act

Empty Nesters

Encroachment

Encryption

Encumbrance

End Loan/Mortgage

Endorse

Entrepreneur

Environmental Impact Statement/Assessment

Equifax

Equity

Errors and Omissions Insurance

Escrow

Escrow Account

Escrow agent

Estate

Eviction

Examination of Title

Excess Wear Charge

Exchange

Exclusive Listing

Expensing

Experian

Exports

Express Account

Extended Warranty

Fair Market Value

FAQ

Fee Simple

Fee Simple Defeasible

Fiduciary

Fiduciary Duty

Field Changes

Filing Extension

Finance Canada

Finance Charge

Finder Fee

Firm Commitment

First Lien

First Mortgage

Fiscal Deficit

Fiscal Policy

Fiscal Surplus

Fixed Assets

Fixed Expenses

Fixed Installment

Fixed Rate Mortgage (FRM)

Fixed-Return Instruments or Vehicles

Fixed Time

Fixer-upper

Fixture

Flat Fee

Float

Flood Insurance

Flood Plain

Florida Room

For Sale By Owner

Forbearance

Foreclosure

Foreign Currency

Foreign Currency Surcharge

Foreign Exchange

Foreign Exchange Rate

Forfeiture

Four Pillars

Franchise

Futures

Full Market Value

Full Income Verification

Fringe Benefit

Fresh Start

Gap Insurance

Garnishment

GE Capital

General Contractor

Gift From a Family Member

Grace Period

Gross Debt Ratio

gross debt service ratio

Gross Domestic Product

Gross Income

Gross National Product

Gross Overtime

Gross Profit Margin

Ground Rent

Guarantee

Guaranteed Investment Certificate

guarantor (or covenanter)

Hazard Insurance

Hectare

high-ratio mortgage

Historic Preservation

Historic Structure

Hold Back

Holding Period

Home Banking

Home Equity

Home Equity Debt

Home Equity Line of Credit

Home Equity Loan

Home Inspection

home insurance

Home Office

Home Warranty

Homeowner's Association

Homeowner's Insurance

Homeowner's Insurance Binder

Homeowner's Warranty

Household Income

Housing Discrimination

Insurable Title

Insurable Value

Intangible Asset

Intangible Property

Interac

Interac Direct Payment

Interest

Interest Adjustment Date

Interest Factor

Interest Rate Cap

Interim Financing

Internal Rate of Return

International Banking

International Chamber of Commerce (ICC)

International Organization for Standardization (ISO)

Inventory

Investment

Investment Banking

Investment Income

Irrevocable

Joint Account

Joint Credit

Joint Liability

Joint Tenancy

Joint Venture

Jointly-Owned Property

Judgement

Junior Mortgage

Key

Key Lot

Kicker

Laddering

Land

Land Contract

Land Title

Land Titles System

land transfer tax

Large Value Transfer System (LVTS)

Late Charge

Late Payment

Latent Defect

Lead Lender

Lease

Lease Extension

Lease Option

Leasehold

Leasehold Mortgage

Legal Description

legal fees and disbursements

Legal Mortgage

Lender

Lending Value

Lessee

Lessor

Letter of Credit

Letter of Intent

Level Payment

Leverage

Leveraged Property

Liabilities

Liability Insurance

Lien

Lien Holdback

Lien Waiver

Line of Credit

Liquid Assets

Liquidation

Liquidity

Lis Pendens

Listing Inventories

Live-work Space

Load-bearing Wall

Loan Application

Loan Application Fee

Loan Commitment

Loan Processing

Loan Servicing

Loan Term

Loan-to-Value (LTV)

Local Improvement Charge

Local Taxes

Lock

Lock-in

Long-term Capital Gain or Loss

Long-term Liabilities

Loss Payable Clause

Low-doc Loan

Low-documentation Loan

Low-down Mortgages

Low-down-payment Loan

Lowball Offer

LPQ Amount

lump sum payment

Macroeconomics

Maintenance Fee

Manufactured Housing

Margin

Marital Deduction

Market Conditions

Market Value

MasterCard

Maturity

Maximum Financing

Meals and Entertainment

Mechanical Systems

Median Price

Mediation

Merged Credit Report

Metes and Bounds

Microeconomics

Mileage Allowance

Mileage Limitation

Mill Rate

Minimum Average Balance to Avoid Fees

Minimum Balance to Avoid Fees

Minimum Balance to Open an Account

Minimum Monthly Balance

Minimum Payment

Mint Condition

Mixed-income Housing

Modification

Monetary Policy

Money Factor

Money Laundering

Money Market Account

Money Market Funds

Money Market Mutual Fund

Monthly Periodic Rate

Mop and Glow

Mortgage

Mortgage Acceleration Clause

mortgage assumption

Mortgage Banker

Mortgage Broker

Mortgage Disability Insurance

Mortgage Insurance

Mortgage Lien

Mortgage Life Insurance

Mortgage Rate

Mortgage Renewal

Mortgagee

Mortgagor

Motivated Buyer

Motivated Seller

Move-in Condition

Move-up Buyer

Moving Expenses

MSRP

Multi-Family

Multiple Listing Service (MLS)

Negative Amortization

Negative-equity Financing

Net Cash Flow

Net Income

Net Interest Margin

Net Operating Loss (NOL)

Net Worth

Netting

Niche Banks

NIMBY (Not In My Backyard)

No-doc Loan

No-documentation Loan

No Money Down Mortgage

Non-assumption Clause

Non-dischargeable Debt

Non-liquid Asset

Non-owner Occupant

Non-recurring Closing Costs

Non-refundable Credit

Non-resident Alien

North American Free Trade Agreement (NAFTA)

Note

Note Rate

Notice of Assessment

Notice of Default

NSF or N.S.F.

N.S.F. Cheque

Number of Free Transactions per Month

Offline Debit Card

On-Us Item

One-year Adjustable

Online Banking

Online Bill Payment

Online Debit Card

Open-end Lease

Open House

Open Listing

Open Mortgage

Operating Loan

Option

Options

Oral Agreement

Ordinary Dividends

Ordinary Income

Original Principal Balance

Origination Date

Origination Fee

Over-the-limit Fee

Overdraft

Overdraft Annual Cost

Overdraft Minimum Amount

Overdraft Protection

Owner Financing

Owner Occupant

Parking

Passbook

Passive Activity

Passive Loss

Payee

Payment Adjustment Period

Payment Cap

Payroll Taxes

PC Banking

Penalty

Penalty Rate

Per-diem Interest

Per Item Charge

Periodic Rate

Periodic Rate Cap

Personal Consumption Spending

Personal Disposable Income

Personal Finance Manager

Personal Identification Number (PIN)

Personal Loan

Personal Property

Personal Property Taxes

Personal Savings

Personalized Cheque

PI

PIT

PITI

Plat

Point

Point of Sale

Portfolio

Portfolio Lender

porting

Possession

Power of Attorney

Power of Sale

Pre-Approval

Pre-approval Letter

Pre-Authorized Payments

Pre-computed Loan

Pre-qualification

Pre-sold Home

Prepaid Expenses

Prepaid Interest

Prepaids

Preparation Charges

prepayment

Prepayment Clause

Prepayment Penalty

Previous Balance

Prime Lending Rate

Prime Rate

Principal

Principal and Interest

Principle of Conformity

Principle of Progression

Principle of Regression

Probate Sale

Production Home

Promissory Note

Property Report

Property Tax

Property Taxes

Property Value

Provision for Credit Losses

Purchase Agreement

Purchase Contract

Purchase Option

Purchase Price

Qualifying Ratios

Rate

Rate Cap

Rate Hold

Rate Index

Rate Lock-in

Ratio

Real Estate

Real Estate Agent

Real Estate Attorney

Real Estate Broker

Real Property

Realtor

Realty

Rebate

Rebate Card

Recession

Recognized Gain or Loss

Reconciliation

Reconveyance

refinance

Refinancing

Refund

Regional Bank

Registered Education Savings Plan

Registered Retirement Savings Plan (RRSP)

Reliction

Relocation Benefits

Relocation Company

Remaining Balance

Remaining Term

renewal

Rent Loss Insurance

Repayment Period

Repayment Plan

Replacement Cost

Replacement Reserve Fund

Repossession

Resale Value

Rescission

Reserve Fund

Reserves

Resident Alien

Residual Value

Restructured Loan

Rests

Retail Banking

Retained Earnings

Return

Return on Investment

Reverse Mortgage

Revolver

Revolving Credit

Revolving Credit

Revolving Line of Credit

Right of First Refusal

Roll In

Roll-in Loans

Roll Over Mortgage

Royalty Income

Sale-leaseback

Sales Contract

sales tax

Schedule I Banks

Schedule II Banks

Schematic Designs

Seasonal Unemployment

Second Mortgage

Secondary Mortgage Market

Secure Socket Layer

Secured Card

Secured Debt

Secured Loan

Securities

Securities/Investment Dealer

Security

Security Deposit

Self-Employed Person

Seller Broker

Seller Carryback or Transfer Back

Seller's Market

Semi-custom Home

Service Charge

Service Contract

Settlement Points

Settlement Statement

Share Certificate

Shared-appreciation Mortgage

Shared-equity Partnership

Short Tax Year

Short-Term Capital Gain or Loss

Short-term Liabilities

Simple Interest

Simple Interest Loan

Small and Medium-sized Enterprises (SMEs)

Smart Card

Social Insurance Number (SIN)

Society for Worldwide Interbank Financial Telecommunication (SWIFT)

Specialized Financing Corporation

Specific Performance

Speculation Home or Spec Home or Built on Spec

Speculative Builder or Developer

Spread

Square Footage

Stagflation

Standard Card

Standby Commitment

Starter Home

Statement

Statute

Statute of Frauds

Statute of Limitations

Step Down Lease

Step-rate Mortgage

Step Up Lease

Sticker Price

Stocks

Sub-prime Borrower

Sub-prime Mortgage

Subagent

Subcontractor

Subordinate Loan

Survey

Survivorship

Swap

Sweat Equity

Syndicated Loans

Takeout Mortgage Loan

Tangible Personal Property

Tax Deduction

Tax Deferral

Tax Exempt

Tax Liability

Tax Lien

Tax Sale

Tax-sheltered

Taxable Income

Tear-down Condition

Teaser Rate

Tenancy by the Entirety

Tenancy In Common

Tenants in Common

Tenure

Term

Term Deposit

Term Loan

Third-party Originator

Time Deposit

Timeshare

Title

Title Company

Title Defect

Title Insurance

Title Report

Title Search

Title Search

Torrens System

Total Debt Service

Total Expense Ratio

Trade Equity

Trade-in Value

Trading Down

Trading Up

Trans Union

Transaction

Transaction Date

Travellers' Cheques

Treasury Bills (T-Bills)

Trust

Trust Account

Trustee

Umbrella Mortgage

Underpayment Penalty

Underwriting

Unearned Income

Unemployment Rate

Unsecured Claim

Unsecured Debt

Unsecured Loan

Up-front Costs

Upgrades

Upside-down

Upzoning

Useful Life

Usurious Rate

Usury

V

Valid

Valuable Consideration

Valuation

Variable Interest Mortgage

Variable Interest Rate

Variable Rate

Variable Rate Mortgage

vendor

Vendor Take Back

Verification of Employment

VISA

Void

Voidable

Waiver

Walk-away Lease

Walk-through

Warranty

Witness

Workout

Wraparound Mortgage

X

Year-End Statement

Yield to Maturity (YTM)

Zero Balance

Zero Down Mortgage

Zoning

Call Option

Canada Deposit Insurance Corporation (CDIC)

Canada Education Savings Grant

Canada Savings Bonds (CSBs)

Canadian Bankers Association (CBA)

Canadian Depository for Securities Limited (CDS)

Canadian Payments Association (CPA)

Cancellation Clause

Cap

Capital

Capital Adequacy Ratio

Capital Asset

Capital Expenditure

Capital Gain Distribution

Capital Gain or Loss

Capital Gains

Capital Gains Tax

Capital Improvement

Capital Investments

Capital Loss

Capitalization

Capitalization Rate

Capitalized (CAP) cost

Captive Finance Company

Caravan

Card Holder Agreement

Carport

carrying costs

Cash Advance Fee

Cash Cards

Cash Collateral

Cash Flow

Cash Flow Forecast

Cash Method

Cash-out Refinance

Casualty and Theft Loss

Caveat

Certificate of Occupancy

Certificate of Sale

Certificate of Title

Chain of Title

Change Frequency

Change Order

Chartered Banks

Chattel

Chattel Mortgage

Cheque Book

Cheque or Check (U.S.)

Cheque Clearing

Cheque Hold

Cheque Register

Cheques Returned with Statement

Child Support

Child Tax Credit

Circuit Breaker

Claim

Classic Card

Classified Property Tax

Clear Title

Clearing and Settlement

Client-based

Closed-account Fee

Closed-end Lease

Closed Mortgage

Closely Held

Closing

Closing Costs

closing date

Cloud on Title

Cluster Development

CMHC

Co-branded Card

Co-housing

Co-maker

co-mortgagor

Co-signer

Coinsurance

Collateral

Collection

Collusion

Combination Account

Combined Loan-to-value (CLTV)

Commercial Bank

Commercial Banking

Commercial Paper

Commercial Property

Commingling

Commission

Commitment

Commitment Fee

Commitment Letter

Common Area Assessment

Common Areas

Common-interest Development

Common Law

Community Bank

Community Property

Comparables or Comps

Comparative Market Analysis

Competent

Compound Interest

Compounding Method (CM)

Condemnation

Conditional Commitment

Condominium

Condominium Conversion

Confirmation

Conforming Loan

Consent Judgment

Consideration

Construction Budget

Construction Loan

Construction to Permanent Loan

Constructive Receipt

Consumer Bankruptcy

Consumer Credit

Consumer Credit Service

Consumer Debts

Consumer Price Index

Contiguous Lots

Contingency

contingent liability

Contract

Contract for Deed

Contract to Purchase

Contractor

Contractual Lien

Controlled Growth

Conventional Mortgage

Conversion Clause

Convertible ARM

Convertible Mortgage

Conveyance

Conveyance Tax

Cooperating Broker

Cooperative

Cooperative Mortgage

Cooperative or Co-op

Corporate Banking

Corporate Relocation

Corrective Work

Correspondent Bank

Cost Basis

Cost of Goods Sold

Cost-plus Contract

Counteroffer

Covenant

covenanter (or guarantor)

Creative Financing

Credit

Credit Bureau

Credit Card

Credit History

Credit Insurance

Credit Life Insurance

Credit Limit

Credit Line

Credit Rating

Credit Report

Credit Reporting Agency

Credit Repository

Credit Risk

Credit Score

Credit Union

Creditor

Credits

Cul-de-sac

Curable Defect

Curb Appeal

current market value

Current Year Tax

current yield

Custom Builder

Custom Home